Checking
Great options to help manage your money.
When it comes to managing your money, SNB has checking accounts that are straightforward and help you easily access your funds from anywhere at any time. All of our accounts come with e-Statements, ATM / debit cards and the convenience of Online Banking and Bill Pay.
All accounts closed within the first 90 days will be subject to a $25 service charge. Other fees, such as overdraft or returned item fees, may apply. Fees may reduce earnings on the account.
Click here to see our Rates page.
Account Type | Minimum to Open Account | Monthly Fee | Balance to Avoid Monthly Fee | Interest | Details |
|---|---|---|---|---|---|
Superior Free Checking
| $50 | N/A | N/A | No | Simple, free checking with no minimum balance or monthly service fees. Debit card, bill pay, and digital banking come free with your account. |
Superior 55+ Checking
| $50 | N/A | N/A | Yes | If you’re 55 or better, you’ve earned a few perks! No minimum balance fees, and you get free standard checks. Plus, your account earns interest! |
Superior Access Checking
| $50 | N/A | N/A | .05%
| Earn interest with a monthly direct deposit or electronic payments. No minimum balance fees. |
Superior Interest Checking
| $50 | N/A | $1,500
| 1.00%
| Higher interest earnings if you carry at least $1,500 in daily balances. Plus, you get free standard checks. Monthly charge of $5 if daily balance falls below $1,500 |
Superior Personal Money Market
| $50 | N/A | $2,500 | Interest earned based on balance amount. Tiers can be viewed here. | Increasing interest tiers reward higher balances in this fully liquid account that includes check writing privileges. Avoid monthly service fees by carrying a $2,500 daily balance |
Click here to see our Rates page.
Choose the right account for you.
Superior Free Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: No
Details:
Simple, free checking with no minimum balance or monthly service fees. Debit card, bill pay, and digital banking come free with your account.
Superior 55+ Interest Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: Yes
Details:
If you’re 55 or better, you’ve earned a few perks! No minimum balance fees, and you get free standard checks. Plus, your account earns interest!
Superior Access Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: .05%
Details:
Earn interest with a monthly direct deposit or electronic payments. No minimum balance fees.Superior Interest Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: $1,500
Interest: 1.0%
Details:
Higher interest earnings if you carry at least $1,500 in daily balances. Plus, one free pack of checks annually. Monthly charge of $5 if daily balance falls below $1,500
Superior Personal Money Market
Minimum to open an account: $50
Monthly fee: Need Confirmation
Balance to avoid monthly fee: $2,500
Interest: Interest earned based on balance amount. Tiers can be viewed here.
Details:
Increasing interest tiers reward higher balances in this fully liquid account that includes check writing privileges. Avoid monthly service fees by carrying a $2,500 daily balance
