Checking
Great options to help manage your money.
When it comes to managing your money, SNB has checking accounts that are straightforward and help you easily access your funds from anywhere at any time. All of our accounts come with e-Statements, ATM / debit cards and the convenience of Online Banking and Bill Pay. Plus receive a FREE gift when you open a new checking account. Already a customer? Click here to learn how you can earn free gifts too!
Click here to see our Rates page.
Click Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-T or 1099-MISC. Free gift provided at the time of account opening.
Account Type | Minimum to Open Account | Monthly Fee | Balance to Avoid Monthly Fee | Interest | Details |
|---|---|---|---|---|---|
Superior Free Checking
| $50 | N/A | N/A | No | Simple, free checking with no minimum balance or monthly service fees. Debit card, bill pay, and digital banking come free with your account. |
Superior 55+ Checking
| $50 | N/A | N/A | Yes | If you’re 55 or better, you’ve earned a few perks! No minimum balance fees, and you get free standard checks. Plus, your account earns interest! |
Superior Access Checking
| $50 | N/A | N/A | Yes
| Earn interest with a monthly direct deposit or electronic payments. No minimum balance fees. |
Superior Interest Checking
| $50 | $5 if daily balance is not met | $1,500
| Yes
| Higher interest earnings if you carry at least $1,500 in daily balances. Plus, you get free standard checks. Monthly charge of $5 if daily balance falls below $1,500 |
Superior Personal Money Market
| $50 | $10 | $2,500 | Interest earned based on balance amount. Tiers can be viewed here. | Increasing interest tiers reward higher balances in this fully liquid account that includes check writing privileges. Avoid monthly service fees by carrying a $2,500 daily balance |
Choose the right account for you.
Superior Free Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: No
Details:
Simple, free checking with no minimum balance or monthly service fees. Debit card, bill pay, and digital banking come free with your account.
Superior 55+ Interest Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: Yes
Details:
If you’re 55 or better, you’ve earned a few perks! No minimum balance fees, and you get free standard checks. Plus, your account earns interest!
Superior Access Checking
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: Yes
Details:
Earn interest with a monthly direct deposit or electronic payments. No minimum balance fees.
Superior Interest Checking
Minimum to open an account: $50
Monthly fee: $5 if daily balance is not met
Balance to avoid monthly fee: $1,500
Interest: Yes
Details:
Higher interest earnings if you carry at least $1,500 in daily balances. Plus, one free pack of checks annually. Monthly charge of $5 if daily balance falls below $1,500
Superior Personal Money Market
Minimum to open an account: $50
Monthly fee: $10
Balance to avoid monthly fee: $2,500
Interest: Interest earned based on balance amount. Tiers can be viewed here.
Details:
Increasing interest tiers reward higher balances in this fully liquid account that includes check writing privileges. Avoid monthly service fees by carrying a $2,500 daily balance
