Personal CDs
A bright future is one that you’ve prepared for.
Consider a Certificate of Deposit (CD) or IRA for your long-term savings needs.
CDs are a flexible savings option that offer a rate that’s typically higher than a standard savings account. With various terms available, CDs are a strong option to build your savings. To learn more visit our rates page, or click below to open a new CD online.
Click here to see our Rates page.
To get started, you’ll need:
- Your Social Security Number
- A valid form of identification, such as your Driver’s License, Passport, State ID, or Military ID
- Your home address (must be a resident of Michigan)
- Bank account number to fund your account
Applicants must be 18 years or older to open an account online. There are account types available for minors. Please visit your local branch for more information.
If you have any questions, please don’t hesitate to give us a call toll free at 866.482.0404!
Individual Retirement Accounts (IRA)
Have you started planning for your future? Consider IRAs, a fantastic savings option to prepare for your retirement. SNB offers both Traditional and Roth IRA accounts. With a traditional IRA, you defer taxes on the earnings from your contributions until you withdraw your funds1. With a Roth IRA, contributions are non-deductible.
Want more information or to set up an appointment with an advisor today? Call us toll free at 866.482.0404.
Certain contributions may be tax deductible in the year in which they are made. Consult your tax advisor.
All accounts closed within the first 90 days will be subject to a $25 service charge. Other fees, such as overdraft or returned item fees, may apply. Fees may reduce earnings on the account.
Click here to see our Rates page.
