Personal Savings
Grow your personal financial plan.
Whether for a short- or long-term goal or to establish an emergency fund, saving money should be a part of your personal financial plan. SNB offers a range of savings accounts –no matter what your savings objectives, we have an account that works for you. All of our accounts come with FREE e-Statements, FREE ATM or Debit Cards and the convenience of FREE Online Banking and Bill Pay.
Account Type | Minimum to Open Account | Monthly Fee | Balance to Avoid Monthly Fee | Interest | Details |
|---|---|---|---|---|---|
Superior Personal Savings | $50 | $3 | $100 | Yes | Simple savings to help you reach your goals. $100 minimum balance to avoid fees. |
Minor
| $50 | $3* | N/A | Yes | You’re never too young to learn to save.
*Monthly fee waived until account holder reaches 18. $100 minimum balance to avoid fees after age 18. |
Click here to see our Rates page.
All accounts closed within the first 90 days will be subject to a $25 service charge.
Customers under the age of 18 are considered to be minors. All minor savings accounts must be opened with someone 18 years of age or older.
Click here to see our Rates page.
Choose the right account for you.
Superior Personal Savings
Earn interest with this basic savings account – no bells or whistles, just steady savings.
Minimum to open an account: $50
Monthly fee: $3
Balance to avoid monthly fee: $100
Interest: Yes
Details: Simple savings to help you reach your goals. $100 minimum balance to avoid fees.
Minor
You’re never too young to learn how to save. This interest-earning account is for our youngest savers.
Minimum to open an account: $50
Monthly fee: $3*
Balance to avoid monthly fee: N/A
Interest: Yes
Details:
- Earns interest (variable, rate subject to change daily; compounded and paid quarterly)
- Quarterly statements
*You’re never too young to learn to save. Monthly fee waived until account holder reaches 18. $100 minimum balance to avoid fees after age 18.
Christmas Club
Avoid holiday shopping debt. Deposit funds into your Christmas Club Savings Account throughout the year to avoid the sting of holiday spending
Minimum to open an account: $50
Monthly fee: N/A
Balance to avoid monthly fee: N/A
Interest: Yes
Details:
- Earns interest (variable rate, subject to change daily. Interest is compounded and paid annually)
- All funds are automatically deposited into your checking or savings account at the end of the term
- Easy to set up auto transfers from other accounts – as frequently as you’d like
- Unlimited in-person deposits and withdrawals
- Six pre-authorized debits and electronic/telephone transfers per month; $3 per additional debit. Fees may reduce earnings on this account.
All accounts closed within the first 90 days will be subject to a $25 service charge.
Customers under the age of 18 are considered to be minors. All minor savings accounts must be opened with someone 18 years of age or older.
Click here to see our Rates page.
